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I don't think you are any farther off topic than I am. But, you have to admit that a bonsai has a far shorter shelf life in the hands of the art patron than a Monet would. You are of course correct some of these old masterpieces would deteriorate quickly but it would be in years not months unless we delve into the realm of the absurd in the way of care.
My point is that even if an average collector of art were to procure a wold class bonsai this person would of necessity have to know enough to make arrangements for its care, and in many cases care taker. You could today buy a Monet and take a few months or weeks to research how to care for the painting. You can't do that with a bonsai, you better have plans in place up front or you are going to lose the tree, or at least destroy its artistic value. Of course if we take the idea of bonsai being an international commodity there are the various departments of agriculture that have to be dealt with nation wide and world wide.
That in its self presents a significant risk to the buyer of such an item. These government entities are a power unto themselves and most of the time they will look at a bonsai, regardless of who created it, as a plant to be fumigated, washed, quarantined and killed if possible. Then it can be burned which is really what they wanted to do in the first place.
As a work of art bonsai is out there by itself, it is unique.
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